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For a limited time get special auto loan rates for new and used vehicles as low 0.99% APR1 for 36 Months.2

Other rates, terms and flexible financing options to fit your budget.

Get A Great Rate On Auto Loans From HFS FCU, 

Your Local Hawai‘i Credit Union


Rates

Read What Others Say About HFS FCU

“Great Service!

The rate and terms were excellent so I was able to pay the loan back with no stress. 

My auto loan approval from HFS was so fast and easy! I got a fantastic rate by having automatic payments and by trading in my current car to meet the down payment. Excellent service! I couldn't be happier with HFS. Overall, they are the best bank I've ever had!” 

--JoAnn

Have a question or would rather sit down with a Loan Officer? 

Give us a call at (808) 731-1377.

Insured by NCUA. 1APR= Annual Percentage Rate. Rates effective as of November 1, 2019. 2The 0.99% APR is derived by discounting the rate of 1.49% APR with a 0.25% discount for automatic payments and a 20% down payment. Monthly payments at 0.99% APR for 36 months will be $282.18 per $10,000.00 borrowed. 3The 1.99% APR is derived by discounting the rate of 2.49% APR with a 0.25% discount for automatic payments and a 20% down payment. Monthly payments at 1.99% APR for 48 months will be $217.02 or $175.32 for 60 months per $10,000.00 borrowed. 4The 2.49% APR is derived by discounting the rate of 2.99% APR with a 0.25% discount for automatic payments and a 20% down payment. Monthly payments at 2.49% APR for 72 months will be $149.74 per $10,000.00 borrowed. The actual rates and APR depend on credit history, loan terms and age of the vehicle. Subject to credit approval. Other rates and terms available. Refinances of existing HFS loans do not qualify for this offer. Applications may be submitted online, at any HFS FCU branch location or dealer. Membership with the Credit Union is open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawai‘i. A non-refundable $1.00 fee is required to establish membership with the Credit Union. A minimum opening balance of $50.00 is required to open a Savings Account. Hurry, offer ends November 30, 2019.

Hurry, offer ends November 30, 2019.

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No need bum ride. Put yourself in the driver's seat. 

Whether you need a new or used car, truck or SUV, or just want to refinance for a better rate, we’ll help you with manageable payments to get you where you need to go. 

- Special rates on new and used vehicles

- Flexible loan terms for every budget

- Apply online, in-branch or at your dealership

- Special rates below include a 0.25% discount for setting up automatic payments and a 0.25% discount for a 20% down payment

- Guaranteed Asset Protection (GAP)  insurance available

- No prepayment penalty


Why Choose HFS FCU For Your Auto Loan?

“Awesome customer service. 

I refinanced my new auto loan with HFS at a lower rate than the dealership was offering. The online application was easy and my loan officer contacted me right away. 

I signed all documents electronically and before you know it the loan was complete! The process went seamless. I would definitely use HFS again for all my loan needs!

--Melanie

Term 

36 months

48-60 months

72 months

Other rates and terms available.

As Low As 0.99% APR2

As Low As 1.99% APR3

As Low As 2.49% APR4

Rates As Low As

Helping you reach your goals is what we're all about! For more than 80 years HFS FCU has been here serving our communities on  the island of Hawai‘i.

We are dedicated to enriching our community and the lives of our members by ensuring their financial well-being and building lasting relationships. 

We provide  convenient and friendly service in an efficient, dependable and personalized manner striving to meet your needs with care, understanding, and excellent rates and services.


Apply online, schedule an appointment with a Loan Officer by calling (808) 731-1377, or let your dealership know that you’d like to finance with HFS.

Special New and Used Auto Loan Rates available from November 1 - 30, 2019

APPLY TODAY